Checking

Compare Our Checking Accounts

*Personal Checking has no monthly fee when balance is above $500.00. Below that fees are subject to apply.

**Interest Checking has no monthly fee when balance is above $1,000.00. Balances below are charged $10.00 plus $0.25 per check.

Don’t see the account you are looking for?

Give us a call at 620-251-1313 to discuss other account options.

Debit Cards

All personal checking accounts come with debit cards! Our cards are equipped with EMV Chips and contactless capabilities. With EMV Chip Cards, your debit card is more secure than ever! Instant-issue debit cards are available. Use your Debit Card 24-hours a day to get cash, transfer between accounts, even check your balance at any ATM. You can access your Our Local Bank accounts at ATM locations everywhere or use it instead of cash, credit card or check.

If you have forgotten your PIN, (Personal Identification Number), please contact Customer Service at 620-251-1313. They can assist you in selecting another PIN.

Overdraft Protection & Transfer

To avoid overdraft fees, funds can be transferred to a checking account from another checking or savings account automatically.
You simply tell us what incremental dollar amount you want your transfer to be, and we do the rest!